By using this website, You agree to these terms of use. If You do not agree to these terms of use, please do not use this website.

Restrictions on Use
This website is owned and operated by Opyn ^SM and its affiliates (hereinafter "Opyn"). Any activity on this website is subject to monitoring by Opyn at any time. You and anyone else who uses this website (hereinafter collectively referred to as “You”) consent to such monitoring and agree that Opyn may use the results of such monitoring without limitation. You agree that your use of this website is subject to the Policies, Procedures, Guides and Manuals of Opyn. No material from any website owned, operated, licensed or controlled by Opyn or any of its related, affiliated companies, including, without limitation, anthemwc.com(the "Opyn Material"), may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way, without the prior written consent of Opyn, except that You may download one copy of the Opyn Material on any single computer for your personal, noncommercial home use only, provided You keep intact all copyright, service mark and other proprietary notices. Modification of the Opyn Material or use of the Opyn Material for any other purpose is a violation of Opyn's service mark and other proprietary rights. It is a condition of your use of this website that You do not restrict or inhibit any other User from using this website.

Responsibility and Liability of Access Administrator
In the event You grant access to any third party, You will ensure that the third party and its employees and agents abide by the terms and conditions of this User Agreement as may be amended from time to time by Opyn at its sole discretion. You are responsible for the acts or omissions of such third parties and its employees and agents. Opyn reserves the right to inspect and audit your records and any third party for which You grant access relating to the use of this website at any time.

Limitation of Liability
While Opyn uses reasonable efforts to ensure that the Materials contained on this website are complete and accurate, the Materials may contain inaccuracies or typographical errors. Opyn makes no warranties or representations about the accuracy, reliability, completeness, or timeliness of the Materials or about the results to be obtained from using the website and the Materials. Use of the website and the Materials is at your own risk. Changes are periodically made to the website and may be made at any time. Opyn assumes no liability or responsibility for any errors or omissions in the Materials contained on the website. Opyn reserves the right to make changes in the Materials contained on this website at any time without notice.

Marketing
By acceptance of this User Agreement Opyn is permitted to send general information and/or other types of materials supporting Opyn's business.

Disclaimer
THIS WEBSITE DOES NOT CONTAIN COMPLETE TERMS, CONDITIONS, LIMITATIONS AND EXCLUSIONS OF ALL HEALTH CARE PLANS/PROGRAMS OFFERED BY HEALTHLINK OR ITS AFFILIATES. THE INFORMATION IN THOSE DOCUMENTS CONTROLS IN ALL CASES THE INFORMATION PROVIDED ON THIS WEBSITE. HEALTHLINK MAKES NO WARRANTIES OR REPRESENTATIONS AS TO THE ACCURACY OF THE CONTENT ON THIS WEBSITE AND HEALTHLINK ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY ERRORS OR OMISSIONS IN THE CONTENT ON THE SITE. THE HEALTHLINK MATERIAL IS PROVIDED "AS IS" AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. FURTHER, HEALTHLINK DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE HEALTHLINK MATERIAL WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOU, AND NOT HEALTHLINK, ASSUME THE RISK, LIABILITY AND RESPONSIBILITY FOR ANY AND ALL DAMAGE TO YOUR SYSTEM OR THE SYSTEM YOU ARE USING. IN NO EVENT WILL HEALTHLINK BE LIABLE OR RESPONSIBLE FOR ANY DAMAGE TO YOUR SYSTEM OR THE SYSTEM YOU ARE USING.

HEALTHLINK DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE HEALTHLINK MATERIAL IN THIS WEBSITE IN TERMS OF ITS CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE.

Jurisdiction
Except as described otherwise, all materials in the Opyn site are made available only to provide information about Opyn. Opyn controls and operates this site from its headquarters in Saint Louis, Missouri, United States of America, and makes no representation that these materials are appropriate or available for use in other locations. If You use this site from other locations You are responsible for compliance with applicable local laws.

Links to Other Websites
The website contains links (Links) to Third Party Websites (Third Party Sites). Opyn is not responsible for the content of, nor is aware of, all Third Party Sites that are linked to this website. The Links are provided solely as a convenience to You and not as an endorsement by Opyn of the contents on such Third Party Sites. Opyn is not responsible for the content of linked Third Party Sites and does not make any representations regarding the content or accuracy of materials on such Third Party Sites. If You decide to access linked Third Party Sites, You do so at your own risk. Opyn has not authorized the Third Party Sites to use any trademark, tradename, logo or other trademarked or copyrighted material of Opyn. The fact that a Third Party Site is linked to this website does not imply that Opyn sponsors, licenses, endorses, is affiliated with or is otherwise connected to such Third Party Site, the products or services described therein or its owner. In no event will Opyn be liable to any party for use of a Third Party Site.

User Submissions
Any communication, material or information (Communications) posted or transmitted to the website via electronic mail or otherwise are and will be treated as NON-PROPRIETARY and NON-CONFIDENTIAL. By posting Communications to the website, You hereby automatically grant Opyn a royalty-free, perpetual, irrevocable non-exclusive license to use, reproduce, modify, publish, edit, translate, distribute, perform, and display the Communications alone or as part of other works in any form, media, or technology whether now known or hereafter developed, and to sublicense such rights through multiple tiers of sublicensees. You are responsible for your own Communications and are responsible for the consequences of their posting. You must not do the following things: (a) post Communications that are protected by copyright, unless You are the copyright owner or have the permission of the copyright owner to post such Communications, (b) post Communications that reveal trade secrets, unless You own them or have the permission of the owner of such trade secrets, (c) post Communications that infringe on any other intellectual property rights of others or on the privacy or publicity rights of others, (d) post Communications that are obscene, defamatory, threatening, harassing, abusive, hateful, or embarrassing to another User or any other person or entity, (e) post sexually-explicit images, (f) post advertisements or solicitations of business, (g) post chain letters or pyramid schemes, or (h) impersonate another person. Opyn will fully cooperate with any law enforcement authority or court order requesting or directing Opyn to disclose the identity of anyone posting such information or materials. Opyn does not represent or guarantee the truthfulness, accuracy, or reliability of any of the Communications posted by other Users or endorse any opinions expressed by Users. You acknowledge that any reliance on material posted by You or other Users will be at your own risk. Opyn does not screen Communications in advance and is not responsible for screening or monitoring material posted by You or other Users. If notified of Communications which allegedly do not conform to the Terms and Conditions, Opyn may investigate the allegations and determine in good faith and its sole discretion whether to remove or request the removal of the Communications. Opyn assumes no responsibility or liability for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger or inaccuracy contained in any Communications posted to this web site. Opyn has no liability or responsibility to You or other Users for performance or non-performance of such activities. Opyn reserves the right to expel Users and to prevent their further access to the website for violating the Terms and Conditions or the law and the right to remove Communications which are abusive, illegal, or disruptive.

Trademark and Copyrights
Opyn^sm, an Indiana corporation, is a separately formed and capitalized corporation. Opyn, LLC. is an organizer of independently contracted provider networks, made available by contract to a variety of payors of health benefits, including insurers, third party administrators or employers. Opyn, LLC. has no control or right of control over the professional, medical judgment of contracted providers, and is not liable for any acts or failures to act, by contracted providers. Opyn, LLC. is not an insurance company and has no liability for benefits under benefit plans offered or administered by payors. Opyn is a registered trademark of Opyn, LLC.

The trademarks, service marks, trade names, logos, copyrights and other indications of origin displayed on this website (Trademarks) are owned by Opyn or a third party who has granted Opyn the right to use them on this website. Nothing contained herein should be construed as granting the User the right to use any Trademark displayed on this web site without the written permission of the owner of the Trademark. Misuse of the Trademarks is strictly prohibited. Opyn will aggressively enforce its intellectual property rights to the fullest extent of the law, including the seeking of criminal prosecution. The copyright and other rights associated with all of the material contained on this web site are owned by Opyn or are included by Opyn by permission of the legal owner. You should assume that everything You see or read on the website is copyrighted unless otherwise noted and may not be used except as provided by the Terms and Conditions without the express written permission of Opyn. Opyn neither warrants nor represents that your use of the Materials will not infringe on the rights of third parties not owned by or affiliated with Opyn.

Indemnity
You agree to defend, indemnify, and hold harmless Opyn, its officers, directors, employees and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of the Materials or your breach of the Terms and Conditions. Opyn shall provide notice to You promptly of any such claim, suit, or proceeding and shall assist You, at your expense, in defending any such claim, suit or proceeding.

Images
Images of people or places displayed on the website are either the property of, or used with permission by, Opyn. The use of these images is prohibited unless specifically permitted by this Agreement or specific permission provided elsewhere on the website. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity and communications regulations and statutes.

User Information
Opyn may use the information obtained relating to You, including your IP address, name, mailing address, email address and use of the website, for its internal business and marketing purposes and may disclose the information to third parties for such purposes.

Updates
You should visit this page periodically to review the Terms and Conditions. You agree that your continued access and use at this website will bind You to any new Terms or Conditions.

Export Control and Related Matters
You agree to comply with all laws that control the export of products and information to not export or re-export the Materials to countries or persons prohibited under such export control laws. By downloading the Materials, You are agreeing that You are not in a country where such export is prohibited and that You are not on the United States Commerce Department's Table of Denial orders or the United States Treasury Department's list of Specially Designated Nationals. You are responsible for compliance with the laws of your local jurisdiction regarding the import, export, or re-export of the Material.

Termination
This agreement is effective until terminated by either party. You may terminate this agreement at any time by destroying all materials obtained from any and all Opyn site(s) and all related documentation and all copies and installations thereof, whether made under the terms of this agreement or otherwise. This agreement will terminate immediately without notice from Opyn if, in Opyn's sole discretion, You fail to comply with any term or provision of this agreement. Upon termination, You must destroy all materials obtained from this website and any and all other Opyn website(s) and all copies thereof, whether made under the terms of this agreement or otherwise. Any such termination will not affect or limit Opyn's rights or remedies or at law or in equity.

An important notice about Opyn and the networks of physicians, hospitals and other health care professionals.

The doctors, hospitals and other health care providers that are part of the network are independent contractors who exercise independent medical judgment, and over whom Opyn has no control or right of control. They are not agents or employees of Opyn. As a doctor or other health care provider, You exercise independent medical judgment and should discuss treatment options with your patients. Opyn is not responsible for, does not provide, and does not hold itself out as a provider of medical care.

Any reference in the material to other organizations or companies, including their Internet sites, is not an endorsement or warranty of the services, information or products provided by those organizations or companies. Opyn, LLC. and its subsidiaries and affiliates do not assume responsibility for any circumstance arising out of the use, misuse, interpretation or application of any of this information.